This year anniversary in public bank make a different environment and feeling to me; because as compare to last year June which I was fighting my very best to sell PB Australia Dynamic Balanaced Fund and PB USA recovery to make some changes to my life in PBB;2010 is for me to wait for my departure moment to be jobless. Start from June and end at the month of June..
For the first 1 and 3 months, I fight, I fight very very hard to get my confirmation in service in the bank after being extended the initial 9 months probation for another 6 months. Yet which many do ask me that I have work so hard and suffer so much to get the confirmation, why you decided to let it go so easily now?
I believe the most important for me is that it is not how hard I have work to achieve what I did before but to look what else that I want to achieve in the future and where should I stand in the next few years matter.
It is kind of developing during my career in Public bank which I have from the worst group of performance to a more satisfy performance that just to above the par and at least not to get scold by the management anymore.
Within this 2 years, I have not only learn more practical knowledge and gain the priceless experience in the commercial world but also to have plenty of friends that I have made and I have to forever treasure it with a tag of NOT FOR SALE.
Thank you to all of you;
My batch that joined together and trained together for June 2008;
My trainer that has share and help during this 2 years;
Colleague that I always kacau to look for clarification and explanation that sit in the 20th floor of Menara Public Bank;
Colleague that I always chase to speed up all the will case continuously in the 17th floor of Menara Public Bank;
My peers that sharing and supporting during the past 2 years especially who all suffer in klang valley area;
And of course all the support from my branch.
Wednesday, June 16, 2010
Tuesday, February 10, 2009
Amend the Election Act instead of Anti Hopping Act
Repost of Friday, May 16, 2008
The law for Hopping issue..
The general election of 8th March has cost the BN their 2/3 majority in the parliament seats. Although they have setup the new government instantly but how long can this said government last for?
It has been a hot topic about MPs hopping from BN to Pakatan Rakyat particularly from East Malaysia after Dato Seri Anwar has publicly mention that he has successfully receive sufficient number of MPs to overthrown the BN government and build the new central government of pakatan rakyat. While on the other hand, the BN side seen like starting to draft an anti hopping act to prohibit any MPs from their side to hop to the opposition.
However, I personally think that any act that prohibit people included elected MPs to leave his/her/theirs existing parties to join others for their better matched political objectives, philosophies and views of nation and social affairs is unacceptable; it is just like prohibit a worker from leaving an organization and join another which found to have offer a better condition and environment.
My objection on the establishment of any anti-hopping act is to ensure that each and every Members of the parliament will be able to contribute more effectively and efficiently to fight for their voters under the flag of a more suitable political party.
Meanwhile, I suggest for amendments to be made on the existing election act in order to tackle the political hopping issue as below:
Election Act Sect xxx
Any of the candidates who won in the election as elected MP must remain in his/her said party as registered during the general election for his/her term of service of 5 years or prior to the dissolve of the parliament; any elected candidates who withdraw from the said party as registered (to join any others or remain independent) during his/her term of service should be automatically sacked as Member of the Parliament while a by-election should called up within the next 30days for new Member of Parliament for particular seat.
Sub- section:
The said MP who been sacked is eligible to be nominated for the said by-election as an independent candidates or candidates under his/her new party.
My suggestion is actually to ensure that politician/ any of the MPs are not restricted to remain in a party that he/she might not able to perform his/her responsibility as for the best of his/her voters.
Nonetheless, it also gave a second chance for voters to eliminate candidate who is purely a political speculator that hopping from party to another for his/her individual interest.
Lastly, if the said candidate remain as the MP after the by-election, it should be clear that the voters are satisfy with the candidate’s individual performance as the voice of theirs in the hall of parliament instead of the which party does he/she represent and serve for.
The law for Hopping issue..
The general election of 8th March has cost the BN their 2/3 majority in the parliament seats. Although they have setup the new government instantly but how long can this said government last for?
It has been a hot topic about MPs hopping from BN to Pakatan Rakyat particularly from East Malaysia after Dato Seri Anwar has publicly mention that he has successfully receive sufficient number of MPs to overthrown the BN government and build the new central government of pakatan rakyat. While on the other hand, the BN side seen like starting to draft an anti hopping act to prohibit any MPs from their side to hop to the opposition.
However, I personally think that any act that prohibit people included elected MPs to leave his/her/theirs existing parties to join others for their better matched political objectives, philosophies and views of nation and social affairs is unacceptable; it is just like prohibit a worker from leaving an organization and join another which found to have offer a better condition and environment.
My objection on the establishment of any anti-hopping act is to ensure that each and every Members of the parliament will be able to contribute more effectively and efficiently to fight for their voters under the flag of a more suitable political party.
Meanwhile, I suggest for amendments to be made on the existing election act in order to tackle the political hopping issue as below:
Election Act Sect xxx
Any of the candidates who won in the election as elected MP must remain in his/her said party as registered during the general election for his/her term of service of 5 years or prior to the dissolve of the parliament; any elected candidates who withdraw from the said party as registered (to join any others or remain independent) during his/her term of service should be automatically sacked as Member of the Parliament while a by-election should called up within the next 30days for new Member of Parliament for particular seat.
Sub- section:
The said MP who been sacked is eligible to be nominated for the said by-election as an independent candidates or candidates under his/her new party.
My suggestion is actually to ensure that politician/ any of the MPs are not restricted to remain in a party that he/she might not able to perform his/her responsibility as for the best of his/her voters.
Nonetheless, it also gave a second chance for voters to eliminate candidate who is purely a political speculator that hopping from party to another for his/her individual interest.
Lastly, if the said candidate remain as the MP after the by-election, it should be clear that the voters are satisfy with the candidate’s individual performance as the voice of theirs in the hall of parliament instead of the which party does he/she represent and serve for.
Sunday, February 08, 2009
Lobster Yee Mee in Sandakan
This is what you can enjoy in Sandakan, the Lobster yee Mee.
I believe from the photo itself speak everything, not much I need to explain while you need to taste it by yourself to get the actual like of it…
My comment: quite nice. It taste a bit like crab meat plus prawn… quote KFC slogan, finger licking good…
Saturday, February 07, 2009
Pineapple estate in front of my house
For the year of OX, my house has transformed to a Red Pineapple estate which look like a pineapple village if counted by neighbor house in which decorated with yellow pineapples.
But don’t misunderstood that we are in opposition, it is actually being informed that it has been a deal making whereby we do all in red and theirs all in yellow…
However due to the size of the pineapples, my house look more scary with the largest one is as tall as 4 feet.
Sunday, November 23, 2008
Government is always right....& "CLEVER"
After the changing of new finance minister and coming prime minister, I found that our government has been very good in calculating and packaging their income.
Announcement of 8% EPF contribution
Upon the announcement, it has been a general view for the EPF contributors to have an option to contribute 8% instead of 11% of current contribution rate in order to allowed more spendable income in public wallet.
However， the actual fact is that EPF has been mandatory reduced to 8% but provided that contributors can select for 11%.
nonetheless, the 3% of reduction is still yet to be announced or declared by the kind government as non-taxable income.
If the said 3% is remain as taxable income, it doesn't seem to be benefit much to the public as it has not only increase the income tax payable for all individual but also has reduce the retirement fund for employee.
under the 11%,
the 3% is in the government account as EPF contribution but owned by contributors which claimable by the respective contributors.
under the 8 %, the 3% is in the contributors wallet but lead to higher tax payable which receivable by the government as tax.
CONCLUSION: it seem like it will be more benefit to the government financial and treasury instead of the public wallet.
Petrol retail price
Reason of why the nation price hike to RM 2.70/liter is mainly due to the price increase of international oil price which record touch the point of USD 140 per barrel.
However, with current WTI crude oil price down to the point which below USD 50 per barrel, why the nation petrol price still stall at rm2 per liter?
First, the government has stating that, the strengthen of USD has affect the government ability to reduce the price.
I do agree that current USD value has been strengthen, but we should look back to the time that price being increase; Are the USD strong when the price up to RM2.70?
it has been a normal situation that the USD value and WTI price has going adverse,
weak USD will lead to strong speculation condition on the oil price;
strong USD will stop and reduce speculator ability to take on the WTI.
second, the government has take worry on petrol storage and potential losses by petrol station owner as reason of not able to reduce the price.
As such, I do agree on the petrol storage worry but the government has take action by penanlty on any petrol station which has not sufficient petrol storage, so it should not be an issue anymore.
meanwhile, the potential losses by petrol station should be offset by the potential profit taken during the price hike which has gone up from 1.9 to 2.7 per liter.
CONCLUSION: the government has increase the petrol price with solely blame on the WTI crude oil price,but has gave plenty of excuses in order to not reduce the price for the benefit of public.
nonetheless, the governement has record profit instead of subsidise the petrol price due to the down trend of internationl petrol price lately.
Announcement of 8% EPF contribution
Upon the announcement, it has been a general view for the EPF contributors to have an option to contribute 8% instead of 11% of current contribution rate in order to allowed more spendable income in public wallet.
However， the actual fact is that EPF has been mandatory reduced to 8% but provided that contributors can select for 11%.
nonetheless, the 3% of reduction is still yet to be announced or declared by the kind government as non-taxable income.
If the said 3% is remain as taxable income, it doesn't seem to be benefit much to the public as it has not only increase the income tax payable for all individual but also has reduce the retirement fund for employee.
under the 11%,
the 3% is in the government account as EPF contribution but owned by contributors which claimable by the respective contributors.
under the 8 %, the 3% is in the contributors wallet but lead to higher tax payable which receivable by the government as tax.
CONCLUSION: it seem like it will be more benefit to the government financial and treasury instead of the public wallet.
Petrol retail price
Reason of why the nation price hike to RM 2.70/liter is mainly due to the price increase of international oil price which record touch the point of USD 140 per barrel.
However, with current WTI crude oil price down to the point which below USD 50 per barrel, why the nation petrol price still stall at rm2 per liter?
First, the government has stating that, the strengthen of USD has affect the government ability to reduce the price.
I do agree that current USD value has been strengthen, but we should look back to the time that price being increase; Are the USD strong when the price up to RM2.70?
it has been a normal situation that the USD value and WTI price has going adverse,
weak USD will lead to strong speculation condition on the oil price;
strong USD will stop and reduce speculator ability to take on the WTI.
second, the government has take worry on petrol storage and potential losses by petrol station owner as reason of not able to reduce the price.
As such, I do agree on the petrol storage worry but the government has take action by penanlty on any petrol station which has not sufficient petrol storage, so it should not be an issue anymore.
meanwhile, the potential losses by petrol station should be offset by the potential profit taken during the price hike which has gone up from 1.9 to 2.7 per liter.
CONCLUSION: the government has increase the petrol price with solely blame on the WTI crude oil price,but has gave plenty of excuses in order to not reduce the price for the benefit of public.
nonetheless, the governement has record profit instead of subsidise the petrol price due to the down trend of internationl petrol price lately.
Wednesday, September 17, 2008
volatile of 16 September - Political
16 September should mark as a unlucky day for the whole world for the year of 2008.
16 September as the day we should all celebrate the Malaysia day which show the unity and the spirit of MALAYSIAN to get off from British Umbrella.
This day in year 2008 seem like an unhappy one as it have been overshadowed by opposition as day of roll over the existing government. Even I do not believe Anwar does get the numbers, but I still hope that 16 September could be an end for the instability of Malaysia Politic.However it seem like it is now just never ended but being developed to the next episode and chapter of the story board.
WHY NOT?
It has been reinstated for hundred times that Pakatan Rakyat leaders in west and east malaysia that they have gain enough numbers to establish the new government since mid of the year and noted that 16 september is the day of new government rolling...
QUESTION...
1. why you guys still need to meet BN MPs in Taiwan if you have confirmed with them earlier? there are only 2 reason:
1) they do not have the numbers yet
2) they do not believe the commitment made by BN MPs
(this one is dangerous which mean they do not believe each other if they join together as a team, NO TRUST.)
2. If you decided to take over by 16-September,all paper work and preparation must done and FULLY COMPLETED prior to the day. Pakatan Rakyat, you rang hari pertama dalam sistem politik Malaysia ke? you guys really those five little frogs on a log， ...
3. Since the topic of roll over started, we know that if success then we will see ANWAR in Putrajaya PM office..
Who will be the deputy or even deputies??
since when you see a PM or President announce his/her partner(s) after on going? need us to declared 1 week time for you to decide the whole cabinet??
16 September as the day we should all celebrate the Malaysia day which show the unity and the spirit of MALAYSIAN to get off from British Umbrella.
This day in year 2008 seem like an unhappy one as it have been overshadowed by opposition as day of roll over the existing government. Even I do not believe Anwar does get the numbers, but I still hope that 16 September could be an end for the instability of Malaysia Politic.However it seem like it is now just never ended but being developed to the next episode and chapter of the story board.
WHY NOT?
It has been reinstated for hundred times that Pakatan Rakyat leaders in west and east malaysia that they have gain enough numbers to establish the new government since mid of the year and noted that 16 september is the day of new government rolling...
QUESTION...
1. why you guys still need to meet BN MPs in Taiwan if you have confirmed with them earlier? there are only 2 reason:
1) they do not have the numbers yet
2) they do not believe the commitment made by BN MPs
(this one is dangerous which mean they do not believe each other if they join together as a team, NO TRUST.)
2. If you decided to take over by 16-September,all paper work and preparation must done and FULLY COMPLETED prior to the day. Pakatan Rakyat, you rang hari pertama dalam sistem politik Malaysia ke? you guys really those five little frogs on a log， ...
3. Since the topic of roll over started, we know that if success then we will see ANWAR in Putrajaya PM office..
Who will be the deputy or even deputies??
since when you see a PM or President announce his/her partner(s) after on going? need us to declared 1 week time for you to decide the whole cabinet??
Saturday, August 16, 2008
Annual budget for the year 2009
The coming national budget for the year 2009 which will be presented on 29 August 2008 should be all under full attention. Which it will be the first budget tabled by Barisan Nasional federal government after the loss of 2/3 majority parliament seats on March 2008.
Topics to be taken as consideration:
1. National financial deficit
Prime minister has been focus on reducing the financial deficit since his appointment as the successor of Tun Mahathir to ensure the financial condition of the country is well enough for the development of economy. However, it is a big question on whether to focus on reducing deficit or to table a well benefiting Malaysian budget.
2. World crude oil price and nation petrol retail price
With the current down trend of world crude oil, it is now the best time for the government to consider a reduction on the nation petrol retail price to encounter the current stressful high inflation rate recorded for the two consecutive months upon the petrol price hike.
3. BN game plan after general election
Since losing 2/3 majority in the parliament house and hike on the petrol retail price, it is should be the right time for BN government to improve their reputation and supports amongst Malaysian before the independent day.
4. Historical inflation high
Consumer Price index has been in a high level for the last 2 months after the petrol retail price hike to RM2.70. With this trend keep on, it could mean that the burden of living cost for the general public will definitely going sky high.
5. Non-performing loan concern
Although the central bank has decided not to increase the interest rate after the lately meeting, all commercial banks have start to be extra caution on loan facility approval in order to ensure the crisis of Non-performing loans will be happened again.
6. Pressure on central bank for interest rate hike
Since the CPI and financing risk moving upward, central bank has been under pressure to increase the interest rate although governor was not agree with it but it should be the time for central bank to pass “the ball” to the ministry of finance.
Topics to be taken as consideration:
1. National financial deficit
Prime minister has been focus on reducing the financial deficit since his appointment as the successor of Tun Mahathir to ensure the financial condition of the country is well enough for the development of economy. However, it is a big question on whether to focus on reducing deficit or to table a well benefiting Malaysian budget.
2. World crude oil price and nation petrol retail price
With the current down trend of world crude oil, it is now the best time for the government to consider a reduction on the nation petrol retail price to encounter the current stressful high inflation rate recorded for the two consecutive months upon the petrol price hike.
3. BN game plan after general election
Since losing 2/3 majority in the parliament house and hike on the petrol retail price, it is should be the right time for BN government to improve their reputation and supports amongst Malaysian before the independent day.
4. Historical inflation high
Consumer Price index has been in a high level for the last 2 months after the petrol retail price hike to RM2.70. With this trend keep on, it could mean that the burden of living cost for the general public will definitely going sky high.
5. Non-performing loan concern
Although the central bank has decided not to increase the interest rate after the lately meeting, all commercial banks have start to be extra caution on loan facility approval in order to ensure the crisis of Non-performing loans will be happened again.
6. Pressure on central bank for interest rate hike
Since the CPI and financing risk moving upward, central bank has been under pressure to increase the interest rate although governor was not agree with it but it should be the time for central bank to pass “the ball” to the ministry of finance.
Sunday, August 10, 2008
1st august 2008
On this day, I found a bank transaction which has no source of fund stated coming into my account. Moreover, the amount of this transaction is just the same that the university should return back to me as caution money refund.
However, seniors have told us that those caution money and deposit will only be available in our account weeks after convocation held.
So if that is the caution money from the university, the remaining will be the convocation deposits that yet to refund. Once both done, the visit to Wisma MCA on October will have to be called off and cancelled.
However, seniors have told us that those caution money and deposit will only be available in our account weeks after convocation held.
So if that is the caution money from the university, the remaining will be the convocation deposits that yet to refund. Once both done, the visit to Wisma MCA on October will have to be called off and cancelled.
Tuesday, August 05, 2008
Not raising the interest is just matter of time or there is a better option?
The market has put full attention on the decision of BNM whether to keep or raise the current rate which has been a hot topic for all financial press and magazines for the past few months. Speculation on BNM will be increase the rate has been ongoing when the governor and second finance minister have both refuse to say no to the said proposal of the market.
However, on the date of 25th July , the final decision that everyone is waiting for are surprising where BNM final decision was to remain the current rate as for the coming near future as concern. Majority of the market has been a bit shocked with the decision of BNM whereas press report has suggest that numbers of commercial banks has revised their rates respectively before the decision and meeting of BNM.
Now the focus should be on what is the BNM solution in their mind to encounter the inflation effect from the hike of petrol price and the CPI drastically to the record high? I able recall a report that I came through before this which highlight that if say the BNM is not getting with the rate, would they put their hand and mind into the MYR? This could be a very interesting topic which could be look into and to study on the viability and the effect of such action.
At the moment, central bank decision on whether to take action on increase or decrease the rate and the strategy and policy on the forex has been the major concern and hot topic for the market.
Sunday, July 20, 2008
17/10/2008
this is the deadline that I will give to the UTAR to refund all my money back to my account.
convo will be held on the end of the august, so there are almost like one and a half month time for the great university to prepare the necessary fund to bank into the my said account...
reasons selecting this day as the last day:
1.it is a friday,a normaly working day
2.it is an important month, october
and the most important is because people who also haven't get their refund include our batch and those seniors should together we go and visit Wisma MCA on 18 October 2008..
why? it is a saturday and it is the voting day for the MCA main committee...
convo will be held on the end of the august, so there are almost like one and a half month time for the great university to prepare the necessary fund to bank into the my said account...
reasons selecting this day as the last day:
1.it is a friday,a normaly working day
2.it is an important month, october
and the most important is because people who also haven't get their refund include our batch and those seniors should together we go and visit Wisma MCA on 18 October 2008..
why? it is a saturday and it is the voting day for the MCA main committee...
Saturday, July 12, 2008
Beware and Becareful
Hope none of you will be surprise when you saw this topic in my blog.
my purpose is to act as a pre-caution and hope all of you to be more beware when you are outside especially when you are alone.
It was just back a week ago, where I almost be a victim for kes ragut in sg long which just in front of the guard house of scot pine condo.. thank to god blessing, both myself and the belonging are safe to the doorstep of my house at the end..
"by the way, thanks for those kind and warm regards after knowing the incident"
meanwhile, one of my colleague's car opposite of the branch has been stolen during day time which suspected to be a afternoon.
while it was just yesterday,where 2 of CCTV of my branch being stolen in the morning of 4-5am.. fortunately, no major damages to the branch staff or any monetary losses are reported with the time being.
with the currently hike of living cost and uncertainty in the economy in our country add into the unsettled nation security issue, I wish this is not just the beginning of the ice berg on this issues.
wish every single of you take good care of yourself, belongings and your loved one which include everyone next to you.
my purpose is to act as a pre-caution and hope all of you to be more beware when you are outside especially when you are alone.
It was just back a week ago, where I almost be a victim for kes ragut in sg long which just in front of the guard house of scot pine condo.. thank to god blessing, both myself and the belonging are safe to the doorstep of my house at the end..
"by the way, thanks for those kind and warm regards after knowing the incident"
meanwhile, one of my colleague's car opposite of the branch has been stolen during day time which suspected to be a afternoon.
while it was just yesterday,where 2 of CCTV of my branch being stolen in the morning of 4-5am.. fortunately, no major damages to the branch staff or any monetary losses are reported with the time being.
with the currently hike of living cost and uncertainty in the economy in our country add into the unsettled nation security issue, I wish this is not just the beginning of the ice berg on this issues.
wish every single of you take good care of yourself, belongings and your loved one which include everyone next to you.
Friday, July 11, 2008
June 2010
Finally he spoken out the date...
the expiry date for his term as the captain of the country top leaders while on the other hand, how far can we believe on this man who has make his 2nd mind after his 1st announcement?
for the year 2008, he has did it twice which is
1. the election date of 8 march
>>this is a general election date which every single Malaysian have the right to be informed on that, but why he need to told everyone a NO and declare that as the date of election after while.
2.the petrol price hike
>> it has been informed that the petrol price will nt be increased any time before the month of august, but it end up receiving a rocket up decision from him at the beginning of June.
even though, he finally make his timetable ready but it is still subject to the 16 September which we will have to see whether we will have a new prime minister to rule the country from the party other than Barisan Nasional since our independent on 1957.
nonetheless, it is also depends largely what will be the outcome of the party member election result in Barisan Nasional after several big name has official announce their decision of step down as the president of party.
I believe we should always remember that, in the business/ politic world, you would not have a forever pal neither a forever opposition.
the expiry date for his term as the captain of the country top leaders while on the other hand, how far can we believe on this man who has make his 2nd mind after his 1st announcement?
for the year 2008, he has did it twice which is
1. the election date of 8 march
>>this is a general election date which every single Malaysian have the right to be informed on that, but why he need to told everyone a NO and declare that as the date of election after while.
2.the petrol price hike
>> it has been informed that the petrol price will nt be increased any time before the month of august, but it end up receiving a rocket up decision from him at the beginning of June.
even though, he finally make his timetable ready but it is still subject to the 16 September which we will have to see whether we will have a new prime minister to rule the country from the party other than Barisan Nasional since our independent on 1957.
nonetheless, it is also depends largely what will be the outcome of the party member election result in Barisan Nasional after several big name has official announce their decision of step down as the president of party.
I believe we should always remember that, in the business/ politic world, you would not have a forever pal neither a forever opposition.
Saturday, June 28, 2008
Second week of my working life
My second week of working start with reporting day at the head office, a bit nervous because I have no idea what will going to be and delighted as finally and officially as the member of the company while existed as I finally receive my first ever employee ID of my life.
Apart of the existing moment, I have also been informed that my CUTE exam will going to be on the NEXT DAY….this is the moment which will going to determine whether I will be awarded the license as an unit trust consultant. The most important part is that I have not even finished my chapter one out of the six chapters while the unit trust consultant bible makes me asleep every time when I read.
The most important day finally come as my colleague and I go to the exam hall together from the head office after we meet up. As the exam was done by computer, you will able to know the exam result instantly after you finish your exam question and submit the answers, therefore it is the most nervous moment when the screen show that ARE YOU SURE YOU WANT TO FINISH THE EXAM NOW? Because the next moment will be your result page that show you either pass or fail, some more we heard that there are some who resit for the exam… thank god that my colleagues and I passed the exam. So we then go to have a lunch together to relax a bit before report ourselves to respective branch.
Day 8 and 9 was days where I have been assigned to do my on job training at sri petaling branch where I have to study from a sifu (master) to learn how to work from A-Z of the daily operation. At sri petaling, it has recall some of my memory where the mamak store that I having my lunch with my colleague is the same place where I take my dinner with my friend after we end our day as part timer usher for the ntv7 live concert and watching the football match of his favourite team in action. I have wrote this so obvious, I believe everyone know who this “friend” refer to, who else live in sri petaling beside that fellow…ahhahah
Last day of the second week, it has been the time that I come back to my own branch after learning some of the tactics from the sifu. Basically, I have enjoy a very fine day but not at the end of the day at 4pm when there are some technical problem on the verification which should completed before 4pm sharp. Thanks to the generous help and support from the colleagues of my branch and senior which I have meet with during our 1 week training in bangi, all the things finally settled..by the way, they say it is quite common that newbie to have encounter such situation for the first time, sooner or later everything will be on track when it has been familiar.
Lastly , once again thanks to all of the kind and generous of all of you…
Apart of the existing moment, I have also been informed that my CUTE exam will going to be on the NEXT DAY….this is the moment which will going to determine whether I will be awarded the license as an unit trust consultant. The most important part is that I have not even finished my chapter one out of the six chapters while the unit trust consultant bible makes me asleep every time when I read.
The most important day finally come as my colleague and I go to the exam hall together from the head office after we meet up. As the exam was done by computer, you will able to know the exam result instantly after you finish your exam question and submit the answers, therefore it is the most nervous moment when the screen show that ARE YOU SURE YOU WANT TO FINISH THE EXAM NOW? Because the next moment will be your result page that show you either pass or fail, some more we heard that there are some who resit for the exam… thank god that my colleagues and I passed the exam. So we then go to have a lunch together to relax a bit before report ourselves to respective branch.
Day 8 and 9 was days where I have been assigned to do my on job training at sri petaling branch where I have to study from a sifu (master) to learn how to work from A-Z of the daily operation. At sri petaling, it has recall some of my memory where the mamak store that I having my lunch with my colleague is the same place where I take my dinner with my friend after we end our day as part timer usher for the ntv7 live concert and watching the football match of his favourite team in action. I have wrote this so obvious, I believe everyone know who this “friend” refer to, who else live in sri petaling beside that fellow…ahhahah
Last day of the second week, it has been the time that I come back to my own branch after learning some of the tactics from the sifu. Basically, I have enjoy a very fine day but not at the end of the day at 4pm when there are some technical problem on the verification which should completed before 4pm sharp. Thanks to the generous help and support from the colleagues of my branch and senior which I have meet with during our 1 week training in bangi, all the things finally settled..by the way, they say it is quite common that newbie to have encounter such situation for the first time, sooner or later everything will be on track when it has been familiar.
Lastly , once again thanks to all of the kind and generous of all of you…
Monday, June 23, 2008
My first week of working life
I believe the best words to describe is existing and fun.
You have to believe that a company sending her staff to training and providing full accommodation and meals.
Although I never have the chance to stay in the accommodation, but the design and facilities is nothing than the level of 3 star hotels with air conditioned room and bathroom with water heater and TV just like what you can see for a hotel. On top of that, free laundry and room service of cleaning is available as well.
The most important part is that if you stay there, you are entitled to take 5 meals a day provided free by the employer. 5 meals includes: breakfast, tea break, lunch, tea break and dinner. For those who want to lose weight, don’t do what we done inside because the food can include seafood and a lots of others which may cost us rarely rm10 per meal…interested? haha
Lastly, it is existed to meet a lot of peers that will together walk out and take the challenge of the market side by side, shoulder to shoulder amongst each other and helping each other even we are going to serve in different branches around the country.
You have to believe that a company sending her staff to training and providing full accommodation and meals.
Although I never have the chance to stay in the accommodation, but the design and facilities is nothing than the level of 3 star hotels with air conditioned room and bathroom with water heater and TV just like what you can see for a hotel. On top of that, free laundry and room service of cleaning is available as well.
The most important part is that if you stay there, you are entitled to take 5 meals a day provided free by the employer. 5 meals includes: breakfast, tea break, lunch, tea break and dinner. For those who want to lose weight, don’t do what we done inside because the food can include seafood and a lots of others which may cost us rarely rm10 per meal…interested? haha
Lastly, it is existed to meet a lot of peers that will together walk out and take the challenge of the market side by side, shoulder to shoulder amongst each other and helping each other even we are going to serve in different branches around the country.
Friday, June 13, 2008
Finally I keep my promise to go sing k as planned
Finally after delay for more than 5 months time, the promise to sing k has been materialized after finish moving my house.
It was the last day before I go back to sabah that we all go to greenbox to feel the excitement of singing from 7.30pm to 3am in the early morning. Although we are just 5 all together for the singing rally 6 hours rally, but it doesn’t seem like any of us to be exhausted but excited.
Honestly, we have spent approximately 30 mins just for listen to songs in the room. Why? Nothing than because our mouth are busy with the process of chewing, eating, and drinking, fried rice, spaghetti(vomit), cake, ice cream, soup, dessert, tea, and other beverages are all on our table and not to forget about the snacks. We actually take almost 20mins to grab all the food and beverages into our room and of course the most important thing is that my dot red grabs some points at the same time. Hahaha!!
Although this LIVE CONCERT is really tiring but it is quite a lot of fun to enjoy, but just wondering when can we have it again after we have start to work…
Here is my former bosses singing, “Roadside rumor” saying that they might be………………..hahaha
It was the last day before I go back to sabah that we all go to greenbox to feel the excitement of singing from 7.30pm to 3am in the early morning. Although we are just 5 all together for the singing rally 6 hours rally, but it doesn’t seem like any of us to be exhausted but excited.
Honestly, we have spent approximately 30 mins just for listen to songs in the room. Why? Nothing than because our mouth are busy with the process of chewing, eating, and drinking, fried rice, spaghetti(vomit), cake, ice cream, soup, dessert, tea, and other beverages are all on our table and not to forget about the snacks. We actually take almost 20mins to grab all the food and beverages into our room and of course the most important thing is that my dot red grabs some points at the same time. Hahaha!!
Although this LIVE CONCERT is really tiring but it is quite a lot of fun to enjoy, but just wondering when can we have it again after we have start to work…
Here is my former bosses singing, “Roadside rumor” saying that they might be………………..hahaha
Sunday, June 08, 2008
Future Planning to move on..
after completing the 3 years bachelor degree study, it is time for everyone of us to move forward, some of them might select to start working either here in our beloved nation or oversea, while others might plan to keep on to the study track to grab a master degree etiher from local university or from foreign university such as Australia and UK, nonetheless there are still numbers of our mates who decided to stay home and taking a part-time job measuring the size of their beloved house and wonderland..
I have just found out that there are quite a lot of them who have the plan to move a step forward to get a master degree in particularly MASTER OF BUSINESS ADMINSITRATION (MBA) . Most of them have shortlisted several well known local and foreign universities to enroll their master degree which included both IPTA and IPTS.
While, my current plan is pretty simple: let it be, when it is the time to come, it will come…
I believe my first step is take my CUTE and general insurance agent’s license ( of course, this is compulsory, company’s instruction.)
Of course hopefully to further to:
MBA
Looking into the possible option such as GSM, WOU, OUM, UTAR, what you all think about that?
ICSA
After completion of the MBA, there should be an easier way for me to bag the license of ICSA.
Certified Financial planner
6 modules to complete in order to grab this and the exam will be held twice per annual. Time could be longer to be a certified financial planner. Of course this will only be considered after all the above options being accomplished.
Lastly, not to forget to finish my credit of RM 170 in the UTAR softskill account..
Never give UTAR a chance to take advantage on that while they haven’t pay me back my caution money.
I have just found out that there are quite a lot of them who have the plan to move a step forward to get a master degree in particularly MASTER OF BUSINESS ADMINSITRATION (MBA) . Most of them have shortlisted several well known local and foreign universities to enroll their master degree which included both IPTA and IPTS.
While, my current plan is pretty simple: let it be, when it is the time to come, it will come…
I believe my first step is take my CUTE and general insurance agent’s license ( of course, this is compulsory, company’s instruction.)
Of course hopefully to further to:
MBA
Looking into the possible option such as GSM, WOU, OUM, UTAR, what you all think about that?
ICSA
After completion of the MBA, there should be an easier way for me to bag the license of ICSA.
Certified Financial planner
6 modules to complete in order to grab this and the exam will be held twice per annual. Time could be longer to be a certified financial planner. Of course this will only be considered after all the above options being accomplished.
Lastly, not to forget to finish my credit of RM 170 in the UTAR softskill account..
Never give UTAR a chance to take advantage on that while they haven’t pay me back my caution money.
Sunday, June 01, 2008
I move AGAIN..
Yes, I move again,
Correct, I moved,
Ya, saya sudah pindah..
All my friends’ share the same reaction:
The first reaction: you really nothing to do, izit? U moved again…
The second reaction: you really crazy or you feel too bored?
REASONS:
The first reaction: I have moved for 4 time in sg long
The second reaction: coz’ I am moving to another block which actually is not my intention to do so. My actually plan is to move to wangsa maju or setapak where I am going to work at Kuala Lumpur areas. However, things doesn’t come with what I have planned when I receive my offer letter which assigned me to work at taman taming jaya branch..
Correct, I moved,
Ya, saya sudah pindah..
All my friends’ share the same reaction:
The first reaction: you really nothing to do, izit? U moved again…
The second reaction: you really crazy or you feel too bored?
REASONS:
The first reaction: I have moved for 4 time in sg long
The second reaction: coz’ I am moving to another block which actually is not my intention to do so. My actually plan is to move to wangsa maju or setapak where I am going to work at Kuala Lumpur areas. However, things doesn’t come with what I have planned when I receive my offer letter which assigned me to work at taman taming jaya branch..
Friday, May 16, 2008
The law for Hopping issue..
The general election of 8th March has cost the BN their 2/3 majority in the parliament seats. Although they have setup the new government instantly but how long can this said government last for?
It has been a hot topic about MPs hopping from BN to Pakatan Rakyat particularly from East Malaysia after Dato Seri Anwar has publicly mention that he has successfully receive sufficient number of MPs to overthrown the BN government and build the new central government of pakatan rakyat. While on the other hand, the BN side seen like starting to draft an anti hopping act to prohibit any MPs from their side to hop to the opposition.
However, I personally think that any act that prohibit people included elected MPs to leave his/her/theirs existing parties to join others for their better matched political objectives, philosophies and views of nation and social affairs is unacceptable; it is just like prohibit a worker from leaving an organization and join another which found to have offer a better condition and environment.
My objection on the establishment of any anti-hopping act is to ensure that each and every Members of the parliament will be able to contribute more effectively and efficiently to fight for their voters under the flag of a more suitable political party.
Meanwhile, I suggest for amendments to be made on the existing election act in order to tackle the political hopping issue as below:
Election Act Sect xxx
Any of the candidates who won in the election as elected MP must remain in his/her said party as registered during the general election for his/her term of service of 5 years or prior to the dissolve of the parliament; any elected candidates who withdraw from the said party as registered (to join any others or remain independent) during his/her term of service should be automatically sacked as Member of the Parliament while a by-election should called up within the next 30days for new Member of Parliament for particular seat.
Sub- section:
The said MP who been sacked is eligible to be nominated for the said by-election as an independent candidates or candidates under his/her new party.
My suggestion is actually to ensure that politician/ any of the MPs are not restricted to remain in a party that he/she might not able to perform his/her responsibility as for the best of his/her voters.
Nonetheless, it also gave a second chance for voters to eliminate candidate who is purely a political speculator that hopping from party to another for his/her individual interest.
Lastly, if the said candidate remain as the MP after the by-election, it should be clear that the voters are satisfy with the candidate’s individual performance as the voice of theirs in the hall of parliament instead of the which party does he/she represent and serve for.
It has been a hot topic about MPs hopping from BN to Pakatan Rakyat particularly from East Malaysia after Dato Seri Anwar has publicly mention that he has successfully receive sufficient number of MPs to overthrown the BN government and build the new central government of pakatan rakyat. While on the other hand, the BN side seen like starting to draft an anti hopping act to prohibit any MPs from their side to hop to the opposition.
However, I personally think that any act that prohibit people included elected MPs to leave his/her/theirs existing parties to join others for their better matched political objectives, philosophies and views of nation and social affairs is unacceptable; it is just like prohibit a worker from leaving an organization and join another which found to have offer a better condition and environment.
My objection on the establishment of any anti-hopping act is to ensure that each and every Members of the parliament will be able to contribute more effectively and efficiently to fight for their voters under the flag of a more suitable political party.
Meanwhile, I suggest for amendments to be made on the existing election act in order to tackle the political hopping issue as below:
Election Act Sect xxx
Any of the candidates who won in the election as elected MP must remain in his/her said party as registered during the general election for his/her term of service of 5 years or prior to the dissolve of the parliament; any elected candidates who withdraw from the said party as registered (to join any others or remain independent) during his/her term of service should be automatically sacked as Member of the Parliament while a by-election should called up within the next 30days for new Member of Parliament for particular seat.
Sub- section:
The said MP who been sacked is eligible to be nominated for the said by-election as an independent candidates or candidates under his/her new party.
My suggestion is actually to ensure that politician/ any of the MPs are not restricted to remain in a party that he/she might not able to perform his/her responsibility as for the best of his/her voters.
Nonetheless, it also gave a second chance for voters to eliminate candidate who is purely a political speculator that hopping from party to another for his/her individual interest.
Lastly, if the said candidate remain as the MP after the by-election, it should be clear that the voters are satisfy with the candidate’s individual performance as the voice of theirs in the hall of parliament instead of the which party does he/she represent and serve for.
Monday, May 12, 2008
Today's educational output/products
This has been a hot debate topic many youngsters today whether to further or not and amongst those who taking their degree or tertiary educational stage. Is it today educational has just able to produce those “scholars” who know only how to read, memorize and sit for exam?
I believe we should look into the reason of study: whether it is for the purpose of brighter future with higher paid or for knowledge to upgrade a person mind and knowledge base.
For those who do well for the aim of getting better results for the future, whether it is healthy to working hard in reading and memorize the books again and again for exam is not a matter, the most important thing is to making sure the As in the result slip. Are we learning in a healthy educational structure, who cares…just get the “A”s will do…
For those who study with the objective of acquire knowledge, of course, they will think that students from the other side is nothing than a photocopy machines which photocopy everything inside the text book, lecturers’ views to the exam answer sheet. They could be no thinking process being taken apart from that…
After studying for so many years and experiences in looking for job recently, I conclude that it could be found to be caused by follows:
1. The requirements of the market
Whether on newspapers or on-line recruitment notice, there must be a qualification requirements, it is there since ancient times; because of the prevalence of college students, now in the qualifications may ask you to be on a certain level of results, it may be second upper, 3.2 or 3.5 of CGPA depends on the results and post that you look for.
2. National education system
Fostering young scholars with real thinking and analyst mindset and practical experience could be something impossible under our current education system. The current system requires students to remember all the theories, but not really in understand it and use it; students might not even have chance to practice it and try it.
We should look back to all former Minister of Education and Minister of Higher Education’s backgrounds, the strategy and policies maker for our country’s education system, how many of them do have such background or understanding or relevance knowledge in education industry?
3.Social assessment on the degree of learning level
look around you and see how parents and those aunty and uncle assess their children or others children achievement in learning or their education. The most important and common part of that is how many “A”s have their children get in the exam and/or how many marks do they score out of 100%.
I believe we should look into the reason of study: whether it is for the purpose of brighter future with higher paid or for knowledge to upgrade a person mind and knowledge base.
For those who do well for the aim of getting better results for the future, whether it is healthy to working hard in reading and memorize the books again and again for exam is not a matter, the most important thing is to making sure the As in the result slip. Are we learning in a healthy educational structure, who cares…just get the “A”s will do…
For those who study with the objective of acquire knowledge, of course, they will think that students from the other side is nothing than a photocopy machines which photocopy everything inside the text book, lecturers’ views to the exam answer sheet. They could be no thinking process being taken apart from that…
After studying for so many years and experiences in looking for job recently, I conclude that it could be found to be caused by follows:
1. The requirements of the market
Whether on newspapers or on-line recruitment notice, there must be a qualification requirements, it is there since ancient times; because of the prevalence of college students, now in the qualifications may ask you to be on a certain level of results, it may be second upper, 3.2 or 3.5 of CGPA depends on the results and post that you look for.
2. National education system
Fostering young scholars with real thinking and analyst mindset and practical experience could be something impossible under our current education system. The current system requires students to remember all the theories, but not really in understand it and use it; students might not even have chance to practice it and try it.
We should look back to all former Minister of Education and Minister of Higher Education’s backgrounds, the strategy and policies maker for our country’s education system, how many of them do have such background or understanding or relevance knowledge in education industry?
3.Social assessment on the degree of learning level
look around you and see how parents and those aunty and uncle assess their children or others children achievement in learning or their education. The most important and common part of that is how many “A”s have their children get in the exam and/or how many marks do they score out of 100%.
Sunday, April 13, 2008
last year, last week, last day in university.
It has finally comes to my last year, last week, last day in university.
It has been a very busy week with fully scheduled of entertainment program with my classmates which see me break my new record of being out from hostel for more than 12hours consecutively.
Although it is quite tired and quite “hurt to my wallet” but it is well paid with the happiness time and sweet memory with all of u guys as undergraduates and which we might not able to do so after we are graduate.(I believe this is our last chance to use student price..haha).
I miss my last class also my last tutorial as it has been ended when I reach at sg long from KLCC. By the way, this is the semester that I miss more tutorial than lecture (a weird situation in university I believe).
Preparation for my last final exam WAR is to begin and hope to win it with tremendous result and wish all of us to achieve it together.
All the best…
Subscribe to:
Posts (Atom)